How do you control your spending in a marketplace you can access nearly all the time? Online buying is so easy and gratifying that it can be all too easy to overdo it. Your friends at Auston Grove, apartments in Raleigh, NC, would like to share with you some of our budgeting secrets.
Here are some examples of how to manage your online spending and regulate your buying habits on the Internet during the holidays and everyday.
Track your spending
It’s easy to overspend on your favorite shopping site, even if (especially if) it offers bargains. Seemingly small purchases add up over time, especially if they’re frequent, and can land you in debt before you know it.
Find out where your biggest money drain is with a site like Mint.com. An easy and free online budgeting and money management tool, Mint lets you sync all your accounts so you can see how much you’re spending with credit and debit cards. You can even set up alerts to notify you if you spend more than you’ve budgeted for.
BudgetTracker is another free expense tracking tool that lets you sync and follow your accounts per transaction. You can even use it to track your small business expenses.
As counterintuitive as it might sound, avoid subscribing to daily deal sites. There’s something about seeing all those great bargains come into your inbox everyday that can inspire the purchase of stuff that you don’t really need. Fifty-percent off of a restaurant tab is great, but you still have to spend money to save money.
Limit your access
You can prohibit your own access to your online buying weaknesses using Leechblock, a Firefox add-on that blocks specified sites. If your have too much surfing time at specific times you can choose sites to block during those times. You can even block all sites during certain hours to get your work done.
Pay as little as possible
Constant exposure to bargains can be tempting, targeting discounted ways to buy essentials is a must. Search for SPECIFIC deals on bargain sites, focusing on coupon codes for things like free shipping. RetailMeNot is a great site for finding available discounts with most major retailers; FreeShipping.org is another good one to try. To look for the lowest prices on what you want, PriceGrabber.com and Google Product Search will show you the best deals both online and in stores around Raleigh.
It’s not hard to learn how to manage your online buying habits, but to do it, you have to want to control your spending. Start by limiting your access to shopping sites, tracking your buying habits, and getting the best prices you can find for things you must purchase. Happy saving!
Original article – Moving Today